When Bent Oak Mutual was first organized in 1875, it was named The Private Benevolent Association #2 of Warren County. Since its inception, the mutual company has seen name changes and mergers; most recently known as Farmers Mutual Insurance Company of Warren County for over 50 years. What started as a group of farmers who understood the importance of banding together to provide financial security and property protection for each other, has withstood the test of time and now spans the entire state of Missouri.
Today, Bent Oak Mutual continues to provide property and casualty coverage through exceptional agents that can service anyone anywhere within Missouri. The company is fully reinsured and is regulated by the Missouri Department of Insurance. Just as it was in the beginning, it is a policyholder-owned company and each is a voting member.
We offer protection for your home and other structures on the same premises as your residence, contents within your home, living cost and liability coverage. There are many optional coverages available, contact an agent near you to learn more.
We offer Scheduled & Blanket Coverage for Outbuildings, Barns, Grain Bins. Farm Equipment including Combines, Tractors, Balers and more. Contact your local agent to see how Farmers Mutual can help protect your farm.
Coverage for your seasonal or rental home. This policy type provides for a wide variety of causes of loss, including vandalism.
Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown. No matter how diligently you take care of all the mechanical and electrical things in your home or on your farm, you can count on failures. Equipment Breakdown Insurance fills an important gap by covering a wide range of essential equipment. For example, refrigeration systems, deep well pumps and motors, grain dryers, central air-conditioning systems, furnaces, and water heaters.